Rate buydown options (3/2/1, 2/1, etc.)
Manual underwriting available
Manufactured home financing
Extended lock options
Down payment assistance programs
Appraisal transfers accepted
Minimum 580 FICO score
Up to 97% financing available
Low down payment options
First-time homebuyer programs
Minimal overlays for easier qualification
Mortgage insurance options available
Minimum 580 FICO score
Lower down payment options
Flexible debt-to-income guidelines
Down payment assistance programs available
Condo approvals and streamline refinance options
Minimum 580 FICO score
0% down payment options
No mortgage insurance
High loan limits available
Flexible underwriting options
Minimum 620 FICO score
0% down payment options
Manufactured homes permitted
Purchase and refinance options
Flexible underwriting guidelines
Minimum 660 FICO
Loan amounts up to $2.5M
No income verification required
No DTI calculation
First-time investors eligible
Non-warrantable condos allowed
Foreign National & ITIN
Closed End Seconds
HELOC
Foreigner
1099
Written VOE, Profit & loss
Bank statements
$0 down payment options available
No mortgage insurance
Student loan flexibility built in
Loan amounts up to $2,000,000
Nationwide availability (excluding HI & NY)
Eligible Professionals: MD, DO, DDS/DMD, DVM, DPM, PharmD, CRNA, and medical residents/fellows