With over two decades of experience in real estate, I bring a high level of expertise, discretion, and personalized service to every client relationship. Since beginning my career in 2002 and earning my broker license in 2010, I have built a reputation for delivering exceptional results with integrity and professionalism.
As the founder of Foothill Estates & Financial Inc., I specialize in curating a seamless and elevated real estate experience tailored to each client’s unique lifestyle and goals. I work with a trusted network of lenders and industry professionals, providing access to exclusive opportunities and a wide range of financing solutions.
I take a highly personalized approach—carefully analyzing each client’s financial profile, presenting strategic options, and guiding them through every stage of the transaction with clarity and confidence. From identifying exceptional properties to understanding the nuances of each neighborhood, I ensure every detail is managed with precision.
For me, real estate is not simply about transactions—it is about delivering a refined experience, building lasting relationships, and helping my clients secure homes that truly reflect their vision and success.
Rate buydown options (3/2/1, 2/1, etc.)
Manual underwriting available
Manufactured home financing
Extended lock options
Down payment assistance programs
Appraisal transfers accepted
Minimum 580 FICO score
Up to 97% financing available
Low down payment options
First-time homebuyer programs
Minimal overlays for easier qualification
Mortgage insurance options available
Minimum 580 FICO score
Lower down payment options
Flexible debt-to-income guidelines
Down payment assistance programs available
Condo approvals and streamline refinance options
Minimum 580 FICO score
0% down payment options
No mortgage insurance
High loan limits available
Flexible underwriting options
Minimum 620 FICO score
0% down payment options
Manufactured homes permitted
Purchase and refinance options
Flexible underwriting guidelines
Minimum 660 FICO
Loan amounts up to $2.5M
No income verification required
No DTI calculation
First-time investors eligible
Non-warrantable condos allowed
Foreign National & ITIN
Closed End Seconds
HELOC
Foreigner
1099
Written VOE, Profit & loss
Bank statements
$0 down payment options available
No mortgage insurance
Student loan flexibility built in
Loan amounts up to $2,000,000
Nationwide availability (excluding HI & NY)
Eligible Professionals: MD, DO, DDS/DMD, DVM, DPM, PharmD, CRNA, and medical residents/fellows